Introduction
Hey readers! Are you looking for a convenient and affordable way to rent a car? Look no further than Turo, the world’s leading peer-to-peer car rental marketplace. But before you hit the road, it’s crucial to understand Turo’s insurance policy. This comprehensive guide will delve into everything you need to know about Turo insurance company, from coverage details to filing a claim.
What is Turo Insurance?
Turo offers two insurance options: standard and premium. Standard insurance provides basic liability coverage, while premium insurance offers more comprehensive protection, including collision and theft damage coverage. Both policies are underwritten by Liberty Mutual Insurance Company.
Coverage Details:
Standard Insurance:
- Liability coverage up to $750,000
- Uninsured and underinsured motorist coverage up to $25,000 per person/$50,000 per accident
Premium Insurance:
- All standard insurance coverages
- Collision and theft damage coverage up to the car’s actual cash value
- Roadside assistance
- Rental reimbursement
How to File a Claim
If you’re involved in an accident or your rental car is stolen, you can file a claim through Turo’s online portal. Simply follow these steps:
- Log in to your Turo account.
- Click on "My Trips."
- Select the trip for which you want to file a claim.
- Click on "File a Claim."
- Fill out the claim form and provide any supporting documentation.
Additional Services and Coverage
In addition to standard and premium insurance, Turo offers a range of additional services and coverage options to enhance your rental experience:
Turo Go Unlimited:**
- Monthly subscription that covers unlimited miles and tolls within the US.
Turo Protection Plan:**
- Optional add-on that provides theft protection and damage repair assistance.
Personal Insurance:**
- You may be able to use your own personal auto insurance policy to cover your Turo rental. Check with your insurer for details.
Turo Insurance Company Table Summary
| Coverage Type | Standard Insurance | Premium Insurance |
|---|---|---|
| Liability | Up to $750,000 | Up to $750,000 |
| Uninsured/Underinsured Motorist | Up to $25,000/$50,000 | Up to $25,000/$50,000 |
| Collision and Theft Damage | Not covered | Up to the car’s actual cash value |
| Roadside Assistance | Not covered | Included |
| Rental Reimbursement | Not covered | Up to $50 per day |
| Miles | Limited by the trip | Unlimited with Turo Go Unlimited |
Conclusion
Turo insurance company offers a range of coverage options to meet your needs. Whether you choose standard or premium insurance, or opt for additional services like Turo Go Unlimited or the Protection Plan, you can rent with confidence knowing that you’re protected.
If you’re looking for more information on Turo, be sure to check out our other articles on Turo car rentals, discounts, and our Turo review.
FAQ about Turo Insurance Company
What is Turo?
Turo is a peer-to-peer car sharing marketplace that connects car owners with renters.
What is Turo insurance?
Turo provides liability, collision, and comprehensive coverage for renters.
How much does Turo insurance cost?
The cost of Turo insurance depends on factors such as the car’s value, the rental period, and the renter’s driving record.
Is Turo insurance reliable?
Turo insurance is underwritten by Liberty Mutual, a reputable and financially stable insurance company.
What does Turo insurance cover?
Turo insurance covers damage to the rented car, medical expenses for renters and passengers, and liability for damage to other vehicles or property.
What are the limitations of Turo insurance?
Turo insurance does not cover things like personal belongings, lost keys, or towing charges.
What do I need to do to file a claim?
To file a claim, contact Turo customer support within 24 hours of the incident.
How long does it take to process a claim?
Most Turo claims are processed within 5-7 business days.
What happens if I get into an accident while driving a rented car?
In the event of an accident, pull over to a safe location. Contact Turo customer support immediately and follow the instructions given.
Can I add additional drivers to my Turo rental?
Yes, you can add additional drivers to your Turo rental for a small fee.